We do the math. You max your rewards.

BMO eclipse Visa Infinite^* Card

$150 GeniusCash + Up to $637 in value + 5x points on gas & groceries.^*

GC Ends: Feb 28, 2026

I Want This Deal

First year value^◊: $1,558

TD First Class Travel^® Visa Infinite^* Card

$20 GeniusCash + Up to 165,000 TD Rewards points (conditions apply).^*

GC Ends: Feb 28, 2026

I Want This Deal

First year value^◊: $1,682

BMO Preferred Rate Mastercard^®^*

$20 GeniusCash + 0.99% on balance transfers for 9 months + Very low interest rates.^*

GC Ends: Feb 28, 2026

I Want This Deal

First year value^◊: $1,178

BMO Ascend^™ World Elite^®^* Mastercard^®^*

$150 GeniusCash + Up to 100,000 115,000 bonus points + 4 complimentary lounge passes.^*

GC Ends: Feb 28, 2026

I Want This Deal

First year value^◊: $1,441

GC: $80

Scotiabank Passport Visa Infinite Card

$80 GeniusCash + Up to 60k bonus Scene+ points in year 1 + 6 free airport lounge passes.^*

GC Ends: Feb 28, 2026

I Want This Deal

First year value^◊: $1,066

MBNA True Line^® Mastercard^®

$20 GeniusCash + 0% on balance transfers for 12 months (3% fee) + No annual fee.^*

GC Ends: Feb 28, 2026

I Want This Deal

First year value^◊: $1,571

TD Low Rate Visa^* Card

$20 GeniusCash + 0% promotional rate on new purchases for the first 6 months.^*

GC Ends: Feb 28, 2026

I Want This Deal

First year value^◊: $587

GC: $50

Neo Secured Mastercard

$50 GeniusCash + Guaranteed approval* + Earn cashback on gas & groceries.^*

GC Ends: Feb 28, 2026

I Want This Deal

First year value^◊: $236

GC: $120 + $20

Tangerine Money-Back Credit Card

$140 GC Boost + Up to $100 bonus cash back^** + No annual fee.^*

GC Ends: Feb 28, 2026

I Want This Deal

First year value^◊: $656

MBNA Rewards World Elite^® Mastercard^®

$20 GeniusCash + Up to 30,000 bonus points + birthday bonus worth up to 15k points.^*

GC Ends: Feb 28, 2026

I Want This Deal

First year value^◊: $1,350

BMO CashBack^® Mastercard^®^* for students

$20 GeniusCash + 5% cash back for the first 3 months + No annual fee.^*

GC Ends: Feb 28, 2026

I Want This Deal

First year value^◊: $477

KOHO Essential Mastercard

$100 GeniusCash + Up to 1% cash back on purchases + 2% interest on your balance.^*

GC Ends: Feb 28, 2026

I Want This Deal

First year value^◊: $300

Scotia Momentum^® Visa Infinite^* Card

$20 GeniusCash + 10% cash back on purchases for 3 months + 4% cash back on groceries.^*

GC Ends: Feb 28, 2026

I Want This Deal

First year value^◊: $1,046

TD Cash Back Visa Infinite^* Card

$100 GeniusCash + 10% cash back on eligible purchases for 3 months (conditions apply).^*

GC Ends: Feb 28, 2026

I Want This Deal

First year value^◊: $1,150

BMO CashBack^® Mastercard^®^*

$20 GeniusCash + Up to 5% cash back + No annual fee.^*

GC Ends: Feb 28, 2026

I Want This Deal

First year value^◊: $477

GC: $250

BMO eclipse Visa Infinite Privilege^* Card

$250 GeniusCash + Earn up to 200,000 points + 5x points + $200 annual lifestyle credit.^*

GC Ends: Feb 28, 2026

I Want This Deal

First year value^◊: $1,461

BMO AIR MILES^®^† Mastercard^®^*

$20 GeniusCash + Up to 1,200 1,600 bonus AIR MILES + 3x the AIR MILES at partners.^*

GC Ends: Feb 28, 2026

I Want This Deal

First year value^◊: $456

GC: $120

Tangerine^® Money-Back World Mastercard^®^*

$120 GeniusCash + $120 bonus cash back^** + No annual fee.^*

GC Ends: Feb 28, 2026

I Want This Deal

First year value^◊: $650

GC: $50

Neo World Mastercard^®

$50 GeniusCash + 2% cashback on everyday purchases + No annual fee.^*

GC Ends: Feb 28, 2026

I Want This Deal

First year value^◊: $536

MBNA Rewards World Elite Mastercard (Quebec Version)

MBNA Rewards World Elite^® Mastercard^® (QC)

$20 GeniusCash + Up to 20,000 bonus points + Annual bonus worth up to 15k points.^*

GC Ends: Feb 28, 2026

I Want This Deal

First year value^◊: $1,250

Scotiabank Gold American Express^® Card

$100 GeniusCash + Up to 45,000 bonus points + No foreign exchange fees.^*

GC Ends: Feb 28, 2026

I Want This Deal

First year value^◊: $1,432

BMO AIR MILES^®^† World Elite^®^* Mastercard^®^*

$150 GeniusCash + Up to 7,000 bonus AIR MILES + 3x the AIR MILES at partners.^*

GC Ends: Feb 28, 2026

I Want This Deal

First year value^◊: $1,644

KOHO Everything Mastercard

$100 GeniusCash + Up to 2% cash back on purchases + No foreign exchange fees.^*

GC Ends: Feb 28, 2026

I Want This Deal

First year value^◊: $516

GC: $125

BMO CashBack^® World Elite^®^* Mastercard^®^*

$125 GeniusCash + Up to $480 bonus cash back + First year fee waived.^*

GC Ends: Feb 28, 2026

I Want This Deal

First year value^◊: $1,451

KOHO Extra Mastercard

$100 GeniusCash + Up to 1.5% cash back on purchases + Lower annual fee.^*

GC Ends: Feb 28, 2026

I Want This Deal

First year value^◊: $408

BMO VIPorter Mastercard^®^*

$100 GeniusCash + Get up to $1,800 in value + Automatic VIPorter Passport membership.^*

GC Ends: Feb 28, 2026

I Want This Deal

First year value^◊: $1,208

BMO VIPorter World Elite^®^* Mastercard^®^*

$150 GeniusCash + Get up to $2,400 in value + Automatic VIPorter Venture membership.^*

GC Ends: Feb 28, 2026

I Want This Deal

First year value^◊: $2,209

BMO eclipse rise Visa^* Card

$100 GeniusCash + Up to 25,000 bonus points + No annual fee.^*

GC Ends: Feb 28, 2026

I Want This Deal

First year value^◊: $548

Download The GeniusCash App

Loop Card

$100 GeniusCash + Business owners: no FX fees + No annual fee.^*

GC Ends: Feb 28, 2026

I Want This Deal

First year value^◊: $280

GeniusCash Mobile: Level up your rewards

The GeniusCash app is here!

When you download the app, you’ll be among the first to enjoy max rewards on your daily spending including an EXTRA cash back boost from us so you can bank real cash, faster.

That's in addition to the big GeniusCash payouts and exclusive offers you know and love. Now you can get paid to make smart money moves and keep tabs on your rewards right in the palm of your hand.

What people are saying...

I feel confident that the results lined up with what I expected. Really like that I can break down my spending by gas, groceries, drugstores, etc.

Steve V.

The first tool with genius score that compares the "soft" side of card benefits such as types of insurance included, flexibility of rewards. All others just simply compared on rewards or cash back.

Alan

It is very stripped down and easy to use. The pages communicate a simple, clear, and intentional message; and there aren't any ads, sections of the site, or waffley wording that distracts from that.

Donovan

It gives me the results I want, simple and quick.

Bryan P.

The best and easiest tool I found to compare credit cards, very complete and detailed.

Luiz

This is an excellent tool with instantaneous results and crystal clear information.

Carole G.

Simple but well laid out site, easy to enter in your personal spend, the ability to enter your income to filter out cards you don't qualify for...

Jon

Quick easy to use sliders are an excellent touch. Provides info I would use to choose a card.

Ron

A very simple and quick way to find credit cards I may consider. Easy to use.

Sharon

I open and close cards all the time for travel this makes it just one stop.

Gillian

I liked that you could choose different options that you were looking for in a credit card.

Claudette

It's what I had been hoping for, with details about each card when I want to drill down farther in.

Sherri

I feel confident that the results lined up with what I expected. Really like that I can break down my spending by gas, groceries, drugstores, etc.

Steve V.

The first tool with genius score that compares the "soft" side of card benefits such as types of insurance included, flexibility of rewards. All others just simply compared on rewards or cash back.

Alan

It is very stripped down and easy to use. The pages communicate a simple, clear, and intentional message; and there aren't any ads, sections of the site, or waffley wording that distracts from that.

Donovan

It gives me the results I want, simple and quick.

Bryan P.

The best and easiest tool I found to compare credit cards, very complete and detailed.

Luiz

This is an excellent tool with instantaneous results and crystal clear information.

Carole G.

Simple but well laid out site, easy to enter in your personal spend, the ability to enter your income to filter out cards you don't qualify for...

Jon

Quick easy to use sliders are an excellent touch. Provides info I would use to choose a card.

Ron

A very simple and quick way to find credit cards I may consider. Easy to use.

Sharon

I open and close cards all the time for travel this makes it just one stop.

Gillian

I liked that you could choose different options that you were looking for in a credit card.

Claudette

It's what I had been hoping for, with details about each card when I want to drill down farther in.

Sherri

Hot Credit Card Deals Right Now

Big bonuses and limited time offers. Get them before they go away.

See All Hot Deals

BMO Ascend^™ World Elite^®^* Mastercard^®^*

$150 GeniusCash + Up to 100,000 115,000 bonus points + 4 complimentary lounge passes.^*

GC Ends: Feb 28, 2026

I Want This Deal

First year value^◊: $1,441

MBNA True Line^® Mastercard^®

$20 GeniusCash + 0% on balance transfers for 12 months (3% fee) + No annual fee.^*

GC Ends: Feb 28, 2026

I Want This Deal

First year value^◊: $1,571

TD First Class Travel^® Visa Infinite^* Card

$20 GeniusCash + Up to 165,000 TD Rewards points (conditions apply).^*

GC Ends: Feb 28, 2026

I Want This Deal

First year value^◊: $1,682

GC: $120

Tangerine^® Money-Back World Mastercard^®^*

$120 GeniusCash + $120 bonus cash back^** + No annual fee.^*

GC Ends: Feb 28, 2026

I Want This Deal

First year value^◊: $650

GC: $80

Scotiabank Passport Visa Infinite Card

$80 GeniusCash + Up to 60k bonus Scene+ points in year 1 + 6 free airport lounge passes.^*

GC Ends: Feb 28, 2026

I Want This Deal

First year value^◊: $1,066