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See All Offers GC: $125 BMO Ascend ™ World Elite ® * Mastercard ® * $125 GeniusCash + Up to 90,000 100,000 bonus points + 4 free lounge passes per year. * GC Ends: Dec 31, 2025 I Want This Deal First year value ◊ : $1,207 First year value calculations + Welcome bonus estimate $670 + Annual rewards estimate $262 + Annual fee rebate $150 + GeniusCash offer $125   $1,207 GC: $20 TD First Class Travel ® Visa Infinite * Card $20 GeniusCash + Up to 165,000 TD Rewards points (conditions apply). * GC Ends: Dec 31, 2025 I Want This Deal First year value ◊ : $1,459 First year value calculations + Welcome bonus estimate $825 + Annual rewards estimate $475 + Annual fee rebate $139 + GeniusCash offer $20   $1,459 GC: $100 American Express Cobalt ® Card $100 GeniusCash + Transfer points to Aeroplan and 7 other travel partners with Canada's #1 credit card . * GC Ends: Dec 31, 2025 I Want This Deal First year value ◊ : $1,480 First year value calculations + Welcome bonus estimate $300 + Annual rewards 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When you download the app, you’ll be among the first to enjoy max rewards on your daily spending including an EXTRA cash back boost from us so you can bank real cash, faster . That's in addition to the big GeniusCash payouts and exclusive offers you know and love. Now you can get paid to make smart money moves and keep tabs on your rewards right in the palm of your hand. Download The GeniusCash App What people are saying... I feel confident that the results lined up with what I expected. Really like that I can break down my spending by gas, groceries, drugstores, etc. Steve V. The first tool with genius score that compares the "soft" side of card benefits such as types of insurance included, flexibility of rewards. All others just simply compared on rewards or cash back. Alan It is very stripped down and easy to use. The pages communicate a simple, clear, and intentional message; and there aren't any ads, sections of the site, or waffley wording that distracts from that. 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Really like that I can break down my spending by gas, groceries, drugstores, etc. Steve V. The first tool with genius score that compares the "soft" side of card benefits such as types of insurance included, flexibility of rewards. All others just simply compared on rewards or cash back. Alan It is very stripped down and easy to use. The pages communicate a simple, clear, and intentional message; and there aren't any ads, sections of the site, or waffley wording that distracts from that. Donovan It gives me the results I want, simple and quick. Bryan P. The best and easiest tool I found to compare credit cards, very complete and detailed. Luiz This is an excellent tool with instantaneous results and crystal clear information. Carole G. Simple but well laid out site, easy to enter in your personal spend, the ability to enter your income to filter out cards you don't qualify for... Jon Quick easy to use sliders are an excellent touch. Provides info I would use to choose a card. Ron A very simple and quick way to find credit cards I may consider. Easy to use. Sharon I open and close cards all the time for travel this makes it just one stop. Gillian I liked that you could choose different options that you were looking for in a credit card. Claudette It's what I had been hoping for, with details about each card when I want to drill down farther in. Sherri Hot Credit Card Deals Right Now Big bonuses and limited time offers. Get them before they go away. See All Hot Deals GC: $125 BMO Ascend ™ World Elite ® * Mastercard ® * $125 GeniusCash + Up to 90,000 100,000 bonus points + 4 free lounge passes per year. * GC Ends: Dec 31, 2025 I Want This Deal First year value ◊ : $1,207 First year value calculations + Welcome bonus estimate $670 + Annual rewards estimate $262 + Annual fee rebate $150 + GeniusCash offer $125   $1,207 GC: $20 TD First Class Travel ® Visa Infinite * Card $20 GeniusCash + Up to 165,000 TD Rewards points (conditions apply). * GC Ends: Dec 31, 2025 I Want This Deal First year value ◊ : $1,459 First year value calculations + Welcome bonus estimate $825 + Annual rewards estimate $475 + Annual fee rebate $139 + GeniusCash offer $20   $1,459 GC: $20 MBNA True Line ® Mastercard ® $20 GeniusCash + 0% on balance transfers for 12 months (3% fee) + No annual fee. * GC Ends: Nov 30, 2025 I Want This Deal First year value ◊ : $1,571 First year value calculations + GeniusCash offer $20 + Annual interest saving estimate $1,551   $1,571 GC: $150 BMO CashBack ® World Elite ® * Mastercard ® * $150 GeniusCash + Exclusive: Up to $480 bonus cash back + First year fee waived. * GC Ends: Dec 31, 2025 I Want This Deal First year value ◊ : $1,242 First year value calculations + Welcome bonus estimate $480 + Annual rewards estimate $492 + Annual fee rebate $120 + GeniusCash offer $150   $1,242 GC: $100 Scotiabank Gold American Express ® Card $100 GeniusCash + Up to 50,000 bonus points + No foreign exchange fees. * GC Ends: Dec 31, 2025 I Want This Deal First year value ◊ : $1,308 First year value calculations + Welcome bonus estimate $500 + Annual rewards estimate $588 + Annual fee rebate $120 + GeniusCash offer $100   $1,308 GC: $120 Tangerine ® Money-Back World Mastercard ® * $120 GeniusCash + $120 bonus cash back * + No annual fee. * GC Ends: Dec 14, 2025 I Want This Deal First year value ◊ : $513 First year value calculations + Welcome bonus estimate $120 + Annual rewards estimate $273 + GeniusCash offer $120   $513 About creditcardGenius creditcardGenius is a smart credit card matchmaker that compares 126+ features of 227+ credit cards, with objective ratings, rankings and reviews. Built in 2017, for Canadians by Canadians, creditcardGenius is trusted by more than 200,000 people every month, 50,000 newsletter subscribers, and 15M people since launch. Read more about creditcardGenius About creditcardGenius Rating Methodology The most comprehensive credit card rating system in Canada. Featured In The Genius Is You. Get hot credit card tips, news, reviews, and exclusive offers directly to your inbox. Only legit stuff gets sent. And it only takes one click to unsubscribe - so give it a try. Have a second? Let us know how we can make your experience better. Resources Review Your Card Credit Card FAQ Sliders Credit Card Quiz Company About Careers Scholarship Disclosure Help Contact GeniusCash Report Bug   Privacy Policy | Terms | Security Province: Alberta British Columbia Manitoba New Brunswick Newfoundland and Labrador Nunavut Northwest Territories Nova Scotia Ontario Prince Edward Island Quebec Saskatchewan Yukon Copyright © 2025 WeyMedia Inc. 200 Champlain St. Suite 210, Dieppe, NB E1A 1P1 ◊ The creditcardGenius algorithm, based on our Rating Methodology , calculates an estimated dollar value for all rewards and bonuses by combining typical monthly spending with well-researched reward point value estimates . "Annual Rewards" is calculated by combining our default $2,000 in monthly spending ($24,000 annually) spread across 8 different spending categories (gas, groceries, travel, etc) with our point value estimates. "Welcome Bonus" is calculated by combining all one-time bonuses available to new cardholders within the first year with our point value estimates. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. "Annual Interest Savings" is based on a credit card balance of $8,000 and a standard credit card interest rate of 19.99%. Annual Rewards, Welcome Bonus, and Annual Interest Savings values will change if the person adjusts their monthly spending away from the $2,000 monthly default or changes their reward preferences. *, † Terms and conditions apply. Your feedback matters What do you think of creditcardGenius? Needs work It's ok It's great! Disclosure creditcardGenius receives a referral fee for some credit cards listed; however, our comprehensive and math-based algorithm solely dictates the results of our rating system. Our ratings and rankings are strictly independent of compensation. Read our detailed disclosure about how CCG makes money. Never miss a deal Unlock VIP-access to exclusive GeniusCash deals, credit card offers, and the biggest money news. Bonus : Get our 250+ page money-saving eBook for free. We promise to keep your email safe. We hate spam too. Unlock my deals Glad we could help you choose the right credit card for you. Never Miss A Deal Want to get hot credit card news and offers directly to your inbox? Bonus : Get our free 250+ page eBook that will save you $1000s per year Keep Me Updated No thanks, I don’t want credit card deals. Glad we could help you choose the right credit card for you. Before you continue your application ... Never Miss A Deal Want to get hot credit card news and offers directly to your inbox? Bonus : Get our free 250+ page eBook that will save you $1000s per year Keep Me Updated No thanks, I don’t want credit card deals. 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